"OK, so how do you rig the gates for cargo loading?"
Either add baby gates < g > or use the same netting, but add a lower bar/strap to hold it tight across the bottom. When you want to open the gate, release the bottom and the pelican both at the same time.
The only real reason lifelines are all at knee height is so the average 30"
inseam sailor can step over them without harming anything.