To jump or not?
I am at a cross roads. Heres the short/long story. I own a co-op in Alameda, where I live, its a sleepy, very boring island, across a terrible commute bridge to San Francisco. My girlfriend and I both work in SF and commute almost every day. My son (6) spends Fri/Sat/Sun with us and the rest of the week with his mom in her house in alameda and goes to school near her. My girlfriend rents a small studio in a great neighborhood in SF, "where little cable cars climb half way to the stars" kind of neighborhood. The boat is in SF too.
My girlfriend and I have previously, and want to now live in SF again. We can't stand Alameda, but the mom hates SF and will never move there. We kicked out the sublettors in the SF apt and now have lots of options. Here they are:
Sell the Alameda house(co-op) and make about 125k profit, use that money to put a down on a house in SF. Problem here is how expensive it is in SF, we might have to give up the boat and the apartment to make ends meet. They are both about a grand a month. What I want is to live in SF and have a boat. I don't think I could be a total livaboard with my girlfriends career. I am wondering if I can live between the apartment and the boat and survive without going crazy. I love my CS34, but its a little tight for a live aboard, but it might work with the apartment too. Keep in mind I have a 6 year old three days a week
I could sell the house and the CS and then buy a 40 footer, my slip size, that is a better live aboard and could do some coastal cruising, and keep the apt.
I hate to give up this apartment, even though it is small, it is right in the heart of an incredible area, and would be three times as much without the rent control of ten years.
My longterm goal...Have a base in SF and cruise around the Pacific and Caribbean, sailing, surfing, and diving. That is about ten years away.
Anybody have any ideas, or is this just too much drivel. Ask any questions you like.
Great men always have too much sail up. - Christopher Buckley
Vaya con Dios