I had a friend who was an exec at that mega insurance company named after a mountain in Italy. She said it was company policy to reject first claims no matter what the reason. Very profitable policy. I remember a few years back several hundred doctors in Dallas got together and made a very public (news conference) dumping of that company. A lot of people, me included, had to find new doctors.
Sorry for the digression Suzy. Have you looked into NASE (National Association for the Self Employed)? I don’t know how they are now but I used them several years ago and they were great. Back then I chose the doctor/Hospital and they never denied a claim. They had a wide range of packages. I was very happy with them.
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