IMHO that a J/24 might be the most boat for the money. Only draws 4''. Great racing fleets. They''ve got a big cockpit & deck for cruising, plenty of room below for a camping couple (or two couples, if they''re friendly). There are a lot of them around, and the resale is also decent, if & when you decide to move up. Less than 10K should get a pretty nice one and still leave enough for a new suit of sails.