The risk of something happening is real; although, the repair
/breakage issue of centerboards would be minimized with annual inspections. In twelve years, I have not had an issue, I have replaced my pendant line
every other year and inspect the fittings at haul-out.I had to repair
the board once due to water infiltration, but that's part of the maintenance. I know of several full time cruisers with boards, especially those in the Bahamas. There are pro's and con's to centerboards and if your cruising grounds have skinny water then it makes sense......