Staying in Florida is probably not acceptable to your insurance carrier during peak hurricane season. The Carolinas are probably as far south as you can stay, if the boat is going to be in the water. If the boat is getting hauled for hurricane season, you probably have a lot more options.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.