Yes, call around to compare. SpinSheet has ads for several boat insurers.
One note on your current policy with the bay restriction -- you can get a rider to change that for a specified time if you want to cruise outside of the bay. Just takes a phone call. When I did it about 5 years ago the cost was something like $25. I did a Delmarva circumnavigation.
SailorMitchSailing winged keels since 1989.
1.20.09 Bush's last day the end of an error !! Hopefully we still have a constitution and economy left by then.
"Compassion and tolerance are not a sign of weakness, but a sign of strength." The Dalai Lama
good planets are hard to find-- a song by steve forbert
I have but one lamp by which my feet are guided, and that is the lamp of experience. I know no way of judging the future but by the past.-- Patrick Henry.