Just to give you an example... a friend's boat is insured at $118,000 and has coverage similar in geographic area as mine... Northern Maine down to North Carolina, and their policy is about $1300... Even though the quote you have gotten is for a higher agreed value, the more limited geographic coverage drops the price a bit. I would be interested to hear how much a policy covering most of the east coast would be for your boat.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.