I'd second what Byron has said. Doesn't really make sense to trade one for the other. The number of catamaran owners with a cat in that price range is rather limited, and the chances that one is going to be willing to trade their cat for your house is infinitely smaller.
Sell all of the stuff you're not putting on the boat... sell the house... move into an apartment... search for the boat...buy the boat.... move onto the boat.... commission the boat.... go cruising.
What exactly are your cruising plans. Chances are pretty good that you won't want or need a $400,000 catamaran to do them, and the less you spend on the boat, the bigger a cruising kitty you'll have.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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