What exactly are your cruising plans. Chances are pretty good that you won't want or need a $400,000 catamaran to do them, and the less you spend on the boat, the bigger a cruising kitty you'll have.
We agree that the boat does not need to cost 400,000 although that would not be out of the question. THe reason we want to buy a cat is that we expect to maintain a sailing lifestyle for a long time, and we anticipate having to drop the hook near houston and feed the kitty some times. The desire for space and comfort is for these less exciting times.