Umm... Good question. I"ve been lucky enough not to have to come up with answer to that yet...
PelicanL- In most countries... saying it's not my fault and then offering to pay for repairs is admitting fault... If it wasn't your fault, why are you paying??? If your boat drags, it is by default your fault—either for not properly setting the anchor, not using a large enough anchor for the conditions or for picking bad piece of bottom to try and set the anchor into.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.