If you check around, I think you'l find that some people had trouble w centerboards and went as far as closing them permenantly. We got a Morgan 77 Out Island and it only draws 3 1/2 feet. We had a Morgan Classic till last year and got the second one, knowing its a solid boat. May not sail too pretty but we and the grandchildren love it.
My formula for living is quite simple. I get up in the morning and I go to bed at night. In between, I occupy myself as best I can.