Give it a try! You can always change your mind or your destination. We've lived aboard for 11 years - traveled to Florida 4 times (from Chesapeake Bay) and the Bahamas twice - our destination was the Carribbean - we may never make it but we're still trying and having a great time. You're young - we didn't have that advantage.
Also in re. the baby - we met a couple on a 26 foot boat happily cruising with a 2 year old and 4 year old. The younger was born ON the boat.
You can either live your life conventionally or live an adventure. I'd opt for the adventure. Good luck to you.
Saltwater Suzi and Cap'n Larry
"A sailboat is a fickle mistress. You’ve got to buy her things. You’ve got to understand everything about her. What you don’t know she’ll use against you." -Captain Larry
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