AMEN CN27! Safety is not a problem that gets better the more money you throw at it. I've only been in one instance where I REALLY wanted tethers. Funny thing was I didn't have any. I did have a couple U-bolts, some line, a couple carabiners and a drill on board though. For exactly $0, and a few bowlines and drilled holes later, I made up tethers and jacklines for my crew and I. We clipped in and stayed on board.
Now if I had been of more experience I would never have been sailing in that gale in the first place. I agree about your weather forecast being one of your best pieces of sailing equipment.
I have a sauna on my boat, therefore I win.
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