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I teach sometimes, and think it's invaluable for a student to be able to go out in a daysailing boat and "try out" what was taught in the lesson.
But you don't have to buy a boat to do it, and since you're waiting to buy your "eventual" boat, the club may be a good option. Or, find another club where they race, and offer yourself as a beginner crew. Lots of these I would think around the Chesapeake.
Or if you want your own boat, get a small one, maybe even a singlehander like a Laser or a Sunfish. The principles are the same, the budget impact is smaller, and any repairs won't eat up your wallet.
Best of luck whatever you decide.
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