Congratulations on the new family member! Don't worry about the money...
On my boat's website I have a quote from Mark Twain, "Twenty years from now, you will be more disappointed by the things you did not do than by the things you did." So go out and make some fond memories!
Sailing on The Central Chesapeake Bay, West River, MD on my Catalina 27, Aelous II with my wife and friends.
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