Several years ago when hurricane Fran (down graded to a strong tropical storm) made its way into the bay, my wife and I with our golden retreiver were cruising around the bay and decided to ride out the storm in Solomons Island. We had one anchor out with chafe protection and rode it out in the south harbor in Solomons (Tiki bar), we did not have enough time to find a more protected spot that wasn't already occupied. Needless to say, I was wide awake all night as the storm passed (why do storms always seem to hit in the night???) and monitored the situation. The winds clocked to more than 60 knots a few times and sustained around 50. Our boat and the Swan on the mooring near us did great but I watched boats at a marina get slammed into pilings and were bucking like a bronco as they pulled on their lines pulling pilings out completely. They must not have shut off the electric, because when the water level rose to the outlets, you could see the sparks flying as the outlets shorted
Once the storm abated enough to get my dog on shore (eighteen hours later) the storm damage to the marinas in the harbor was pretty significant but further up the creek towards Zanisers things were much better.
I feel that if the same situation were to occur, I would try harder to find a more secluded/protected hole to anchor if I could not pull the boat. Staying at a marina depends on the marina and its exposure. During Ernesto two years ago, the Coan River Marina was torn to pieces and any boat that was there was damaged. Port Kinsale Marina sustained a lot of damage from Isabel and some marinas have a policy that your boat must be on shore or leave the marina entirely.
I think if your ground tackle is substantial and the anchorage is well protected from different points of wind, you should be O.K. but major category storms don't usually hit the bay region.