ichorniy - this is too funny. We too are moored in TO and while we were in town, it was just too easy to pop down for a few hours. Have since moved up to Borden and we are finding it a little difficult to make the adjustment as it is now 1.5hr drive to the boat instead of 20 mins. 1st time we did it, we forgot many things but with a little pre-planning things are getting much better.
Biggest issue though is the lack of decent cruising areas, once out of the inner harbour there is nothing much to do but sail in circles. We too are exploring Georgian Bay, availability is an issue though, at least in the Wasaga area, Things ease up further north but I don't want to just trade one 2hr commute for another. I will be curious to see what others have to say.