Any advice to a young man on making this idea a reality? Thanks in advance!
Don't - whatever you do - go into debt or spend anymore money on a boat than you can truly afford to. Buy a small trailer sailer and enjoy the heck out of her.
Get to know people who race or own boats. There is always a need for willing crew who are pleasant company and don't talk too much. Realise that you're going through what 99% of the rest of us went through.
When you finally do get the boat that you wanted, it will be that much sweeter.
It's never going to be a cheap way to spend time, but if you are sensible with your money now, you'll be able to do things you dream about much sooner than if you fritter it away paying interest to some banker.
Good Luck ! Hope everything works out well