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post #3 of Old 09-16-2008
tommays
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I have a separate declared value on the trailer which seems to be common with boat us insurance

There only going to allow so much declared value on the boat

Your boating time will affect the rate

I have a LONG time with them with NO claims so they do not charge me anything for racing coverage

When you buy a fixer upper (me to)at some point the amount of time and money you put into the boat needs to be covered(increased the declared value) as you would not be able to replace the boat with one of equal condition


It also gets a bit funky as boats get old my 1995 power boat will not have the same coverage form running aground because they feel the outdrive has reached it usefull life at 15 years

1970 Cal 29 Sea Fever

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1981 J24 Tangent 2930
Tommays
Northport NY


If a dirty bottom slows you down what do you think it does to your boat
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Last edited by tommays; 09-16-2008 at 02:49 PM.
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