what experience do I have to have??
IMO, the two main things charter companies look at is your over all skill level -sailing/seamanship, and your familiarity in skippering a boat of similar size to the one you''re wanting to charter. Before my first charter, I had achieved a "Bareboat Certification" through a school aboard a 38 ft.boat. When I charterd, I got a 40 ft.boat. The charter company accepted my certification aboard the 38ft.boat to be sufficient to enable me to handle the 40 footer. It sounds to me like you have good over all skills. Worst case scenario, the charter company might make you take a skipper out for a half day to prove you know what you''re doing, depending on the size boat you are asking for. I suggest a first time charter in an area like the BVI. Sailing is great, navigation is easy, and it will allow you to get the first one (charter)under your belt. After that, I don''t think it will ever be a concern again from other charter companies. Good luck!