Little or no insurance?
I have a Catalina 22 that is kept on a small(ish) inland lake. Do you think I even need insurance? The boat is worth about $3500-4000. Compared to automobiles, it seems unlikely I will do damage to other property, and there isn't a ton of stuff that would be ruined even if it sank and was recovered. What do you think? (I'm actually required to carry liability insurance at the moment to cover the city owned mooring field if THEY do damage to other property)