Join Date: Apr 2006
Thanked 184 Times in 181 Posts
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"Homeowners or renters may cover bodily injury but nothing for wreck removal." And environmental fees. Remember that if you sink, and your outboard fuel can causes a "fuel spill"...You'll probably get a $10,000 invitation from the USCG or other parties, to start with.
Homeowner and auto policies are often very competitive for small craft, just very limited in what they cover.