Join Date: Apr 2006
Thanked 173 Times in 170 Posts
Rep Power: 12
"Homeowners or renters may cover bodily injury but nothing for wreck removal." And environmental fees. Remember that if you sink, and your outboard fuel can causes a "fuel spill"...You'll probably get a $10,000 invitation from the USCG or other parties, to start with.
Homeowner and auto policies are often very competitive for small craft, just very limited in what they cover.