Caliber 28 Stability
I think you''ve done a good job of identifying the uses to which you''ll put your boat and the C28 choice doesn''t strike me as especially contrary to them. It does strike me that you seem to be concentrating on this capsize issue in excess when there are other factors that are really important WRT your satisfaction with the boat - examples being draft and functionality of the cockpit (for sailing and relaxing), or berth dimensions and an easily used & stout anchoring system. I liked to hear you mentioning ventilation because that''s another such example. Where the concern for capsize comes from - for Bay sailing, where weather f''cast info is abundant and all your sailing is likely to be ''voluntary'' and on a ''one day at a time'' basis - I''m not sure.
I think it''s a real shame that the Caliber has a wheel, both because it''s going to be a boat with which you refine your sailing skills and because it''s a nuisance (and add''l maintenance task) that you could easily do without. If you''ll look around the marina, you''ll see I''m representing a tiny minority viewpoint...but were that my potential choice, I''d look at weather the ''emergency tiller'' set up could be retrofitted as a standard tiller system and consider removing the pedestal and wheel. It probably wouldn''t be a functional arrangement, but that effort at examination reflects how much of an improvement such a change potential holds. (I''d stick the pedestal back on when its time to sell).
How will the Caliber sell when it''s time to move up? They strike me as uncommon enough to be somewhat more difficult to move.