[c172guy]

We have been planning to retire early to sail for a couple of years for about 10 years. Doing without to put a little more in the 401K. During the last 3 years the 401K has dropped at least 40%. Last years bounce didn''t bring it back to 2000 levels. The artifically low interest rates have left few options to make money. Now the dollar''s falling value is beginning to add up...Maybe 40% in the last 3-4 years.
How is it affecting cruisers??? Are you changing plans??? I guess the effect is greatest in europe. How about other sailing areas??? How are the ones out there living the dream doing???