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Thank you for your indepth responses to my inquiry, and you have confirmed my opinion and experience, and your responses are much more organized and thorough, which adds to my understanding of the topic. Thank you again.

Most, if not all, of my sailing experience has been on fractional rig boats, so I do not have much first hand experience with a masthead rig. I do enjoy the flexability that the fractional rig offers in powering-up or powering-down. Your comments confirm that the fractional rig is the way to go.