Help me find my budget dream boat!
I disagree a bit.
Yes, you do need to look further afield the Ireland, but I would shop smart instead of big (U.S).
The internet is a wonderful thing. I suggest you check out brokers in Malta and other gateway ports.
What you will find is a great many boats that have just completed an ocean crossing intact, but with a crew that is now broke. In short boats that have lasted far better then the relationships of their owners.
They park the boat, she catches one plane, he hands the boat over to a broker and catches another. Divorce lawyers are duly employed and the boat gets cheaper by the week.
In addition, your money will go further in terms of exchange rates and sales taxes.
Do some internet browsing with these thoughts in mind. You have nothing to lose but a couple of hours net surfing.