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which 38ft boat?
What are your sailing plans? Do you intend to live aboard or make long passages? My preference, based solely on performance, would be the Tartan. I prefer a boat that has reasonably good windward performance, which the Tartan has compared to your other choices. The Tartan also requires a lot less maintenance to keep looking good.
That said, the IP and HC have somewhat better inherent stability in heavy air when trimmed properly. Still, I would choose the Tartan.
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