The other option is to keep it for a few years, use it to cruise south in decent weather and then sell it when you decide that you want a bigger offshore boat. That would allow you to see exactly what features would need to be different in the next boat. Also would allow you to build a bigger cruising kitty while still being able to sail. The Catalina 310 should be an easy sell later once the economy flips around.
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1978 30' Hughes Northstar 1000
1964 20' Bertram Moppie