[Billpjr]

Right, and you are funny. I hear what you are saying but it is evident you focus with tunnel vision on crunching numbers, tank testing, racing, PHRF, etc. more than cruising. Your theory needs few years on the hook and cruising...away from shore, racing and yacht clubs. Two weeks "here & there" and talking to cruisers only get the glass half full. Until you do that you won''t understand what reflects.