Need Help With Insurance Issue
Ian, why not contact Al Golden or talk with one of his staff at 800 541-4647. They are International Marine Insurance Svcs, independent broker representing numerous carriers, are former cruising sailors with many years experience, and receive routine rave reviews from their customers. I''ve used them for the last 7 years and suspect that, if there''s a method of insure your boat and/or coaching you can benefit by, they will be able to provide it.
I don''t think it''s at all unusual for a carrier to require a full survey before covering the boat, no matter who has done what, and you should expect that. Moreover, your insured boat will need to be resurveyed every few years (5 has been the norm in my experience), for just the reason you mention: things change, equipment is repaired, replaced or modified, and the carrier has a right to confirm the boat remains compliant with good marine practices, remains in the same state of repair, and/or can instill a method by which poorly done work is redone properly.
Good luck on the project!
WHOOSH, now lying Ramsgate, England