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post #4 of Old 06-05-2001
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Hurricane season in Florida

Enzo, I would encourage you to consider boat ownership for reasons exclusive of a concern about violent storms (microbursts, tornadoes, hurricanes all occur in Florida). But that advice comes with an assumption: that you fully insure & can stand the loss of the boat, emotionally.

Advice based on where storms have hit in the past is meaningless. There is no relationship between the specific path of the next storm and any prior storm, despite historic storm tracks. If there were, that''s where everyone would build, that''s where insurance rates would be low, etc. Advice based on other businesses having relocated to Florida is silly; they insure themselves and these days have cross-corporate agreements or their own alternate stand-up sites, so that loss of a building doesn''t hurt the buxiness. Some businesses choose not to locate in Florida''s main commerical centers (Tampa, Miami, Jax) specifically because the possibility of and cost to protect against storm damage is weighed so heavily. Others relocate only to subsequently learn than "protecting" the business from storm damage thru innovative design and massive construction techniques is no guarantee: one good example of this is the new Burger King HQ bldg., which was almost leveled by Andrew.

If you put the boat in a marina - which can be defined as a place with concrete/immobile bulkheads, deeply driven pilings and other boats some of which are not properly secured - you have to accept the reality that Mother Nature may ultimately have more to say about the health of your boat than assurances from natives with sand in their shoes. There are a number of discrete actions you and also the marina can take to protect portable property, reduce damage and ease your anxieties. But if there was a way to be certain you can avoid damage, we''d all be doing it.

Having said all that, the chance that the 1 or 2 major storms that approach within 100 NM of ''your'' part of Florida in a given year is small. It would be a terrible thing to avoid a boat you otherwise would like to have due to a fear that''s small & manageable, at least IMO.

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