Originally Posted by WanderingStar
Northocean, it sounds like fun, do it. I would not get a survey on a cheap boat, it isn't worth it.
Bilkoxi, get a rowboat. There are plenty of aluminum skiffs around, durable, light, stable. Get one of the smaller ones so you can row it. Capacities are listed in the boat. Rowing is easy with a little practice, oars are cheap and require no fuel or repair.
In Canada you have to get survey for insurance, is this not the case in the USA. I don't know if it is against the law not to have it like cars though. I know to be a member of my yacht club and store the boat i have to have liability insurance but can you get that without an inspection?