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Cruising Catamarans Offshore
I reread your post and your last answer. Lets say for 50 grand spending money you are better off with a monohull.
The crusing cats which I would consider using in the area you plan to sail would be over 100 grand more like 150.000 ... ouch.
As you can see there are especially Mono hullers who HATE Multis with all what is worth.....lol
Trick is if those folks have actually sailed BOTH ..lol... But again for your budget you are better off looking for a older Mono. ( and than later buy a fat)