Umm... I wouldn't recommend a 41' LOA boat for just two people. There are many boats that would be far better choices IMHO. I would highly recommend you look at James Baldwin's Boat List
, as well as the Bluewater boats thread on this site.
I would recommend that you get a boat in the 35-37' range instead.
I would also highly recommend that you reserve about 20% of your $100-125k for refitting, upgrading and repairing any boat you do buy. Boats are NOT like cars, and they generally do need some customization to work for the people sailing her, even when brand new. Few are "ready to go" as purchased.
There are plenty of threads on here about doing similar plans to yours, and you'd be wise to go through and read the advice given in them.
Welcome to Sailnet. I'd highly recommend you read this POST
to help you get the most out of sailnet.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.