I think you are looking for a boat/home and not a bunch of free advice/opinions.
This said I think I can help you out. I know of a boat that is 29.5' has a refer, running diesel engine, sails, radar, etc. It's not clean or tidy at the moment, but until the owner died it was well maintained. Since it's been stored on the hard and even has a fresh coat of bottom paint. It's located in CT and you could probably get it for next to free and with your story likely free. I'll provide you info on how to get in contact with the owner. Send me an email or PM or check out my website for other contact options.
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