Liveaboard dock space is far more expensive than that where I'm living... The minimum is about $100 per foot for a six month season... and a 30' boat would cost $500 per month plus utilities and insurance. In most marinas, at least around here, you can't keep a boat there unless you have at least $100,000 in insurance. Then there's the liveaboard fee... which varies. Then you have to figure out what to do for the winter—as few marinas allow winter liveaboards, if they're even open in the winter.
No, living on a boat is not the inexpensive way out, unless you're living on a mooring or at anchor. With four people, two who are children, that is probably not a great solution.
People who say that living aboard is more expensive than living on land need to take a look at the numbers.
Seattle Area: Cheapest room in a co-op house: $399 + utilities
Liveaboard Moorage: $350 incl utilities
So... as much as you think that you are giving good advice about the moving onto land part, you may not be!
I really hope you get the new/free boat! I was raised in a trailer, and I turned out okay!
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.