Thanks for the advice. I agree that pricing is random... I've seen outrageous price ranges for similar models, and of course, most people seem to be a little too proud of their ship, and expect top-dollar for a $0.50 rag. I hope (especially with guidance and advice from others) to go about this correctly, and end up with something that doesn't leave me 'boat poor'.
I do plan on buying below my allotted budget for purchase price, even though temptation to push it is every where. Refitting and updating is a priority for the long term, and I will have a fund specifically for this. I feel that previous hobbies I've had all tended to be a bit on the expensive side, but this sailing thing has the benefit of saving money should I eventually live aboard.
Thanks again for the advice!