[wind_magic]

To the OP ..

Hand your wife a sledge hammer and tell her to put it down at her side. Then tell her that it is like the keel of your boat, heavy. Now tell her to raise her other hand above her head, then you push against it like the wind and tell her to try to keep her arms straight, 180 degrees away from each other. So as you push against her free arm like you are the wind on a sail, she has to raise the sledge hammer up to compensate. She'll quickly discover that at a certain point she can't raise the sledge hammer anymore because it gets too heavy, and that's exactly like it is with the keel of your boat. The more the boat heels over, the less it wants to, because the keel gets "heavier" the more the boat leans over, and the wind also has less effect because the sails are showing less area to the wind, so you get to a point where it would pretty much take hurricane wind to make the boat heel any more.