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Our sentimental and other stuff is stored at the home of a land-based friend; they are "renting" us a room in their house so we were able to get renter's insurance to cover those things that aren't with us on the boat. As Mimsy said, the big ticket items like jewelry, cameras, have individual floater policies. We have pictures of everything stored offsite, and have 2 duplicates of all our computer files.
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