If you are doing a survey then you probably want at least a short haul (meaning they lift it out for the survey then put it right back). One of the most important parts of the survey is hull integrity. I guess if you already own the boat then its less important, but if you're paying for the survey then its worth doing.
I would consider doing a short haul for the survey and then worrying about the bottom paint after you haul out for the winter.
When I insured with progressive they asked if I had a survey done and I answered that I did, but I now wonder what they would have said if I had said I did not. They never asked me to send a copy of the survey.
To answer your question, those fees sound outrageous to me. I'm at a marina with a reputation for nickel and dimeing people, but they would never do anything like what you were reporting. I'm in Rhode Island.