We got hit with a squall many years ago on Senaca Lake in NY. I saw a line of white advancing across the lake and, in our yawl of the time, dowsed the main and pulled the mizzen in tight and took it nose on. The wind (55 mph reported at a nearby airport) hit us a minute before the standing wave. A Bayfield 25 singlehander was reaching ahead of us and he was rolled 360º, popped up and was rolled a second time.
Anyone can be inattentive - he said he never saw it coming as was below grabbing lunch with a lashed tiller. The only damage was to him - a gash on his forehead - and the contents of the Porta-Pottie discharged into the cabin along with the contents of several galley lockers and many gallons of water that entered the open companionway.
Does it prove anything? No. Just that you can't assume the boat . . . any boat . . . knows what to do if you don't.
Other boats may have been demasted or certainly had some sail and rigging damage. But some other boats are entertaining enough to sail that you pay attention to sailing instead of just making boring progress. That particulay B25 was the slowest boat on the lake. They are well made but certainly not optimum lake boats.
For a trip to Bermuda? Yeah, I'd feel better in something designed for blue water and a Bayfield 25 is that; small but rugged. Personally, I'd be comparing them to Pearson Ariel 26 and Triton 28's (or a Bristol 27) to find an individual boat in good shape with proper gear.
Charlie P. P31-2 #80 CATNAP
To travel hopefully is a better thing than to arrive - R.L. Stevenson
I suspect that, if you should go to the end of the world, you would find somebody there going farther . . . - H.D. Thoreau