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I think the OP should go for the Hinkley 42. Why stop there, go bigger and fancier. So you bounce off the docks a bit or run aground a few times learning. So what, it's only money. First class yards can fix it like new.
Of course, all this assumes that the OP really has that kind of money.
And all that nonsense about learning...don't worry about it. Learn as you go. Your paid captain can teach you all you need to know. Just a bit more money.
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