Forget the washer dryer just make sure you can run some serious A/C down here in Florida. Yeah 30 to 35 will do and consider ANY MAKE if you can get financing on it.
But why not go for something like this. 1974 Jensen Marine CAL 2-46 Sail Boat For Sale - www.yachtworld.com
even take a lodger.
You are not going to sail that often anyway but the Bahamas are possible and if you are doing it at short notice a big ole motorsailor will be more comfortable crossing the stream.