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Chris, I don't know that area but believe Haverstraw (west side, n of tappen zee) is open year round & glad for business. Also, the east side has some marinas (tappan zee north of the bridge, and Ossining (home of Sing Sing prison) that take craft all winter.
Again, no idea of the rates but I KNOW some of them are open all year long. You might try calling the local USCG station and asking them which marinas are open all winter.