Xort, If your military or exmilitary then check out USAA, They're based in Texas and have a great online banking setup. Including being able to scan in deposits and covering most fees since their main focus is online rather then phisical branches. The only trouble is that you have to military or family of military who have an account with them. They also have really good auto insurance but not boat insurance. They go through progressive for that.
!! WARNING !! The above information is to be used by intelligent people only. If you are Stupid, could be considered a moron, or otherwise. You are instructed to disregard this information and seek the help of a licensed and bonded professional.