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I can't buy health insurance
This a lot of discussion to sort out. Lots of intelligent sailors with opinions about how to cover or not cover those who need health insurance. Perhaps someone has an answer to my problem.
I retired last month at the age of 62. Anthem and several other companies declined to cover me because I take medication for blood pressure and cholesterol. That's right! They turned me down because I take measures to stay healthy.
To boot, I was only seeking a $10,000 deductible catastrophic policy. I had a professional agent who only handles health insurance. He couldn't do anything to help.
My only option is COBRA at $1045 per month for my wife and me.
Perhaps if I were allowed to petition in other states I might find a plan to suite me but if am turned down for medication use in my home state, how likely will the same insurers accept me elsewhere?
If I were allowed, I would buy my way into Medicare. I would pay my fair share. It would certainly be less the $1050 per month which is considerably more than fair.
Suggestions?
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