I would recommend you go now. If you wait, you may end up regretting it. There was one sailor I know of who spent years prepping his boat, and two weeks before he and his significant other were to leave for a four-year cruise, he had a massive heart attack and died. You don't know what the future holds... and the economy isn't in the greatest of shape, so chances are pretty good that when you get back it will be a better place to job hunt again...
Your boys are at the age where they will learn a lot by going cruising, yet young enough to be able to adapt to shore life again when you get back. Once they are teens, it will be much more difficult to go cruising...
Be aware that once you are out there....coming back doesn't always end up being a viable option. Freedom, once tasted, is hard to give up.
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You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.
—Cpt. Mal Reynolds, Serenity (edited)
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Still—DON'T READ THAT POST AGAIN.