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If I could sell my business I would be gone. Like you I love what I do and it has made for a great life. And because it was a hobbie turn profession I don't see being able to walk away from it totally or forever.
I also understand that crusing is work and fixing things ...my wife thinks thats one of the reasons I like it. I do like to feel like I'm doing something productive and helpful for the most part. Ideal for me would bounce port to port working on boats for people or other short term jobs and cruise.
My passions seem to lead me and the wife knows when the opportunity presents its self, I'm willing to fix it. Life will always be a risk and in the end I will have no regrets.
I to think you have a few years to work this out and its hard to say what you will be faced with at that time, Keep the opportunity open ,(not selling the boat) and because you seem to have made good choices for yourself in the past I'm sure it will work out for you.
Good luck I hope you get out there.
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