I will choose The Shoal draft keel option.
This boat is called a racer/cruiser. However, I see this boat more like a cruiser that can sail fast.
I also beleive that with a shoal draft keel the boat will be easier to sale in case you need later.
When I was searching for my boat, I always have discarded all boats with a draft of 5 and more.
I am absoluty not a racer. However, a couple of option from the performance package installed on your boat once build with a Shoal draft keel, you will have a good cruiser that you can race once in a while for fun.
Just my opinion.